When you ski with the Edinburgh Ski Touring Club you will be covered by
the Civil Liability cover which is provided through the club's affiliation
to the MCofS. However, this insurance provides no cover for accidents to
the club member themselves nor to any costs involved in loss of kit or cancellation
of bookings.
The British Mountaineering Club has arranged insurance cover for members engaging in off piste touring and mountaineering acitivities, you can choose the period of cover but annual cover offers good value if you are away more than once. American Express and Visa offer annual travel insurance. This may be enough to cover the risks. Remember if you ski in America you will need much higher levels of cover.
You may be covered under your Personal Possessions Home Contents for kit loss but you should check. Bikes are often limited to £450 unless specific declarations are made.
Finally do not forget to carry your European Health Insurance Card with you when you are ski-ing in countries with reciprocal health cover with the UK.
© Copyright Edinburgh Ski Touring Club 2007. e-mail: webman@estc.org.uk Last updated May 2007